行业图谱

不只是币，
而是整个体系。

描绘稳定币背后的真实基础设施

解决方案与价值主张层

企业应用

B2B 跨境汇款

Cedar Money

成立时间：

2022

Fast, Transparent, and Scalable Payment Solutions for Merchants. Enabling Cross-Border Stablecoin Payments.

官网

融资总额

Seed Round raised $9.9 million.

投资方

QED Investors, Stellar Development Foundation, Lattice, Wischoff Ventures, North Island Ventures

核心产品

Cedar Money App

目标客户

Cedar's target customers are primarily small and medium-sized businesses (SMBs) or entrepreneurs in underdeveloped/emerging markets who receive international payments (including Stablecoin) from customers or clients abroad.

技术

Cedar Money is actively using 51 technologies for its website. These include Euro, Apple Mobile Web Clips Icon, and Google Tag Manager.

Alfred Pay

成立时间：

2011

.Alfred Pay, built on stablecoins, make cross-border payments simple, enabling you to reach clients and partners no matter where they are.

官网

融资总额

Up to June 4, 2024, the company has raised $500,000 in equity and $550,000 in non-dilutive grants.

投资方

Alfred pay has not raised any funding rounds yet.

核心产品

Alfred platform enables businesses to send and receive funds, convert fiat to stablecoins, and manage payments.

目标客户

Businesses Making International Payments (Core Focus) Institutions Leveraging Stablecoins Tech-First Companies & Developers (API Users) Platforms & Marketplaces (Third-Party Payments)

技术

Alfred is actively using 34 technologies for its website. These include Euro, SPF, and Google Font API.

Kun

成立时间：

2023

Integrated Web2 + Web3 Payment Solutions Addressing Emerging Markets in Asia, Africa and Latin America

官网

融资总额

$56 million

投资方

Lead Investors: BAI capital, GSR Ventures, Eternium Global, Hash Global, MOG Digitech

核心产品

KUN | Pay - Ensure. Secure transactions with KYT service protection.Licensed and compliant.Stable and efficient Empower. Supporting 60+ tokens.Professional B2B services.Supporting mainstream wallets Exceed. Easy integration for immediate transactions.Supporting large transactions.No hidden fees

目标客户

Cross-border B2B, Marketplace, Emerging Markets Payment Insititutions, OTCs

技术

KUN is actively using 18 technologies for its website. These include SPF, SSL by Default, and nginx.

Ripple

成立时间：

2012

Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place.

官网

融资总额

$293 million

投资方

Lead Investors: Andreessen Horowitz, Lightspeed Venture Partners, SBI Investment, Pantera Capital, Abstract

核心产品

Ripple Payments - Unlock growth and enable seamless cross-border money movement with crypto and stablecoin on/off ramps

目标客户

Payment Service Providers - Leverage Ripple’s global network of banks, fintechs and exchanges to move value seamlessly to 90+ payout markets around the world—all while meeting local regulatory licensing and compliance requirements.

技术

Ripple uses 27 technology products and services including HTML5, Wordpress, and F5 NGINX. This year, Ripple is projected to spend $28.4M on IT.

资金管理

Coinshift

成立时间：

2021

The next-generation stablecoin. Built for maximum yield, posted daily. Backed by the very best.

官网

融资总额

$17.5M

投资方

Quiet Capital, Peak XV Partners, Alpha Wave Global, Tiger Global Management, Volt Capital

核心产品

csUSDL - Built with Paxos, Morpho, and Steakhouse, our yield-bearing stablecoin combines T-Bills and DeFi-native lending for an all-weather asset that is accessible, regulated, competitive, and risk-mitigated by design.

目标客户

This solution is designed for DAOs and crypto-native companies that need real-time visibility and control over multi-chain assets.

技术

Coinshift is actively using 42 technologies for its website. These include Google Tag Manager, Font Awesome, and DNSSEC.

Fortris

成立时间：

2017

Global payments with stablecoins, fast, reliable, and always on

官网

融资总额

Fortris has not raised any funding rounds yet.

投资方

Fortris has not raised any funding rounds yet.

核心产品

Fortris gives you the treasury management infrastructure to send and receive stablecoin payments at scale, with full visibility, traceability and control.

目标客户

Powering crypto payments for the Gaming industry Complete financial control for Bitcoin miners Built for scale. Ready for relentless throughput.

技术

Fortris is actively using 39 technologies for its website. This year, Fortris is projected to spend $633.3K on IT,

Haruko

成立时间：

2021

Haruko enables seamless connectivity across digital asset exchanges and on-chain protocols, offering a detailed real-time view of all your exposures and risks.

官网

融资总额

$16.1M

投资方

White Star Capital, Portage Ventures, MMC Ventures

核心产品

Haruko treasury management solution - Haruko’s comprehensive portfolio and risk management solution helps simplify complexity allowing you to manage your assets and trading activity efficiently.

目标客户

Institutional investors, hedge funds, asset managers, trading firms, OTC desks, and Web3 companies that need a unified, real-time platform for managing digital asset positions, risks, and treasury operations across multiple chains, protocols, and venues.

技术

Haruko is actively using 15 technologies for its website. These include Font Awesome, DNSSEC, and IPv6.

Utila

成立时间：

2022

A fintech company providing automated currency management and FX risk hedging solutions for businesses engaging in international trade.

官网

融资总额

$29.5M

投资方

Gaingels, K5 Global, Framework Ventures, Wing Venture Capital, Inspired Capital Partners

核心产品

Utila Platform - The most secure, flexible and robust crypto treasury management platform Manage your digital assets across multiple blockchains, wallets, teams, and users on a single, user-friendly platform, without any complexity.

目标客户

Businesses, institutions, VC funds, hedge funds, family offices, OTC desks, DAOs, and Web3 companies seeking secure, compliant, and efficient multi-chain treasury operations.

技术

Surge Score of Google Firebase Crashlytics: 93

商业支付

AllScale

成立时间：

2025

AllScale is building solutions to make stablecoins more accessible, intuitive, and compliant for small businesses. A stablecoin-focused platform offering Invoice, Social commerce and payroll.

官网

融资总额

Seed funding round of $1.5 million.

投资方

DraperDragon, Amber Group, Y2Z Capital, KuCoin Ventures, Oak Grove Ventures, Blockbooster, Movemaker

核心产品

Social commerce and invoicing: Enables businesses and individuals to accept instant stablecoin payments. The platform's core products include a dynamic AllScale biolink for social media profiles, allowing users to showcase products and securely collect payments directly from followers in any messaging app. Additionally, it offers tools to create, e-sign, and send professional contracts and invoices, ensuring users can get paid in their clients' preferred method while instantly receiving stablecoins to maximize liquidity and minimize friction.

目标客户

Small to medium enterprises (SMEs), startups, and global freelancer needing efficient stablecoin-based financial operations.

TripleA

成立时间：

2017

A crypto payment gateway enabling businesses to accept cryptocurrencies with instant confirmation and real-time conversion.

官网

融资总额

$14M

投资方

Sequoia Capital, Peak XV Partners, Shorooq Partners, 1982 Ventures, 8i Ventures

核心产品

TripleA Crypto Payment Gateway, which allows businesses to accept crypto payments and receive payouts in their preferred currency (fiat or crypto). It focuses on providing a secure, instant, and low-cost solution with a no-chargeback policy.

目标客户

E-commerce merchants, retailers, and other businesses, including those in the e-gaming and fintech sectors.

Cryptomus

成立时间：

2022

Provider of cryptocurrency payment gateway. It also provide a decentralized and secure way to buy and sell cryptocurrency through their P2P exchange.

官网

融资总额

Unfunded

投资方

Not disclosed

核心产品

Cryptomus Payment Gateway, a multi-functional service for online and offline businesses to accept a wide range of cryptocurrencies. In addition to payments, it provides a P2P exchange and a business wallet for managing crypto assets.

目标客户

Merchants, both online and offline, looking for a comprehensive crypto payment and asset management solution.

NOWPayments

成立时间：

2019

A crypto payment gateway enabling merchants to accept a wide range of cryptocurrencies with easy integration and low fees.

官网

融资总额

Privately funded; no public major funding rounds disclosed.

投资方

Self-funded with support from the crypto community and strategic partnerships.

核心产品

NOWPayments Gateway — supports over 100 cryptocurrencies, offers plug-and-play integrations (API, plugins for e-commerce platforms), automatic conversion to stablecoins or fiat, and non-custodial payments.

目标客户

Online merchants, e-commerce businesses, and service providers seeking to accept crypto payments globally.

Helio

成立时间：

2022

A financial platform offering tailored credit and lending solutions powered by blockchain technology to underserved markets.

官网

融资总额

$3.3M

投资方

Faction, Peak

核心产品

Helio Credit Platform — a decentralized lending solution providing credit scoring, underwriting, and loan management using blockchain data and smart contracts.

目标客户

Individuals and small businesses in emerging markets with limited access to traditional credit services.

薪资发放

Request Finance

成立时间：

2017

The all-in-one finance platform for stablecoins, crypto and fiat operations, automating invoicing, payroll, and accounting for Web3 businesses.

官网

融资总额

~$8.2M

投资方

Balderton Capital, Animoca Brands, Xange, and crypto founders.

核心产品

Request Finance Platform automating invoicing, payroll, and accounting for crypto and fiat operations.

目标客户

Web3 businesses, DAOs, freelancers, and enterprises needing a compliant and efficient financial management solution.

Risework

成立时间：

2020

A global HR and payroll platform enabling businesses to compliantly hire and pay their international team in both fiat and crypto.

官网

融资总额

Unfunded

投资方

Not publicly disclosed.

核心产品

Risework Global Payroll for managing and paying international teams in both fiat and crypto, with built-in compliance tools.

目标客户

Web3 companies, DAOs, and remote-first enterprises needing simplified international payroll and HR.

Superfluid

成立时间：

2019

A protocol for real-time finance enabling continuous money streaming on the blockchain for payments, subscriptions, and payroll.

官网

融资总额

~$9M

投资方

Framework Ventures, Paradigm, Aave, Multicoin Capital.

核心产品

Superfluid Protocol for real-time, continuous money streaming, enabling payroll, subscriptions, and instant settlements.

目标客户

Developers, DAOs, freelancers, and businesses looking for flexible, real-time payment solutions.

Toku

成立时间：

2020

A global, all-in-one platform for compliant crypto payroll, employment, and token compensation for Web3 companies.

官网

融资总额

~$20M

投资方

Wing VC, a16z, and others.

核心产品

Toku Payroll Platform for compliant payroll, token compensation, and tax management for global crypto teams.

目标客户

Web3 companies, DAOs, and crypto startups with global, remote teams.

AllScale

成立时间：

2025

AllScale is building solutions to make stablecoins more accessible, intuitive, and compliant for small businesses. A stablecoin-focused platform offering Invoice, Social commerce and payroll.

官网

融资总额

Seed funding round of $1.5 million.

投资方

DraperDragon, Amber Group, Y2Z Capital, KuCoin Ventures, Oak Grove Ventures, Blockbooster, Movemaker

核心产品

AllScale Payroll create, e-sign, and send professional contracts and invoices in seconds. Get paid by clients in their preferred method and instantly receive stablecoin—maximizing liquidity, minimizing friction.

目标客户

Small to medium enterprises (SMEs), startups, and global freelancer needing efficient stablecoin-based financial operations.

消费者应用

稳定币卡

RedotPay

成立时间：

2019

A digital payment platform offering multi-currency wallet and fast cross-border transactions primarily targeting Asian markets.

官网

发行方/合作银行

Raised around $5 million in early-stage funding rounds.

支持资产

Regional fintech investors and strategic partners (specific names not widely disclosed).

覆盖地区

RedotPay Wallet — supports fiat and cryptocurrency transactions with integrated remittance, payment, and wallet services for consumers and businesses.

核心功能

SMEs, freelancers, and consumers in Asia seeking convenient and cost-effective cross-border payment solutions.

KAST

成立时间：

2021

A decentralized social entertainment platform combining live streaming, social interaction, and blockchain-based rewards.

官网

发行方/合作银行

Raised approximately $8 million in early funding rounds.

支持资产

Animoca Brands, DAO Maker, and other prominent blockchain investors.

覆盖地区

KAST Platform — enables users to watch, stream, and interact with live content while earning crypto rewards through engagement and token incentives.

核心功能

Content creators, viewers, and communities interested in interactive social entertainment and decentralized monetization.

BitPay Card

成立时间：

2016

A prepaid Visa card enabling users to convert and spend their cryptocurrencies seamlessly anywhere Visa is accepted.

官网

发行方/合作银行

BitPay raised over $70 million in funding rounds, including strategic investors and venture capital firms.

支持资产

Founders Fund, Aquiline Technology Growth, and other venture investors.

覆盖地区

BitPay Card — a reloadable prepaid Visa card linked to BitPay wallets, allowing instant conversion of crypto (Bitcoin, Bitcoin Cash, Ethereum, and others) to USD for everyday spending

核心功能

Crypto holders wanting to spend their digital assets easily in daily life without complicated conversions.

Crypto.com

成立时间：

2018 (Crypto.com launched the card program in 2019)

A crypto-backed prepaid Visa card offering cashback rewards, flexible spending, and seamless crypto-to-fiat conversion for everyday purchases

官网

发行方/合作银行

Crypto.com has raised over $700 million across multiple funding rounds (specific to the card product funding not separately disclosed).

支持资产

Greenoaks Capital, DST Global, Tiger Global, and other major venture investors backing Crypto.com.

覆盖地区

Crypto.com Visa Card — physical and virtual prepaid cards linked to users’ Crypto.com wallets, enabling crypto spending with instant conversion, tiered cashback rewards, and additional perks like airport lounge access and subscription rebates.

核心功能

Crypto holders and everyday consumers looking for convenient crypto spending options with rewards and global acceptance.

Binance Card

成立时间：

2019

A protocol for real-time finance enabling continuous money streaming on blockchain for payments, subscriptions, and payroll.

官网

发行方/合作银行

Raised over $7 million in seed and strategic funding rounds.

支持资产

Framework Ventures, Paradigm, Aave, and other prominent crypto investors.

覆盖地区

Superfluid Protocol — smart contracts enabling real-time streaming of funds, allowing users to send and receive payments continuously rather than in lump sums.

核心功能

Developers, DAOs, freelancers, and businesses seeking flexible payment solutions such as subscription services, payroll, and instant settlements.

稳定币新型银行

hi.com

成立时间：

2022

A next-generation digital bank built around stablecoins, offering seamless crypto-fiat banking services and real-time cross-border payments.

官网

发行方/合作银行

Partnered with licensed banks and payment institutions in Asia and Europe.

支持资产

USDT, USDC, DAI, and other major stablecoins; supports fiat currencies like USD and EUR.

覆盖地区

Asia-Pacific, Europe, and expanding global presence.

核心功能

Stablecoin-based accounts, instant cross-border transfers, multi-currency wallets, debit cards linked to stablecoins, and integrated compliance (KYC/AML).

Slash.com

成立时间：

2019

A financial platform providing corporate cards and bank accounts to Web3 companies and businesses, leveraging stablecoins for global payments.

官网

发行方/合作银行

Partners with FDIC-insured banks like Evolve Bank & Trust to provide services.

支持资产

USDC, USDT, and other stablecoins; linked to USD bank accounts.

覆盖地区

Primarily available in the United States.

核心功能

Corporate credit cards, business bank accounts, expense management tools, and seamless stablecoin on/off-ramps for global transactions.

Juno

成立时间：

2021

A decentralized finance (DeFi) platform focused on yield generation, lending, and staking within the Cosmos ecosystem.

官网

发行方/合作银行

N/A (purely decentralized, no traditional banking partnerships).

支持资产

Juno token (JUNO), Cosmos (ATOM), and various Cosmos SDK-based tokens.

覆盖地区

Global, accessible to anyone with blockchain access.

核心功能

Yield farming, decentralized lending and borrowing, staking, governance participation, and cross-chain interoperability within the Cosmos ecosystem.

稳定币钱包

MetaMask

成立时间：

2016

The leading self-custodial wallet and browser extension for interacting with the Ethereum ecosystem and other EVM-compatible blockchains.

官网

发行方/合作银行

Non-custodial wallet; developed by Consensys; no traditional banking partners involved.

支持资产

Supports Ethereum (ETH), all ERC-20 tokens, and hundreds of stablecoins and tokens on EVM-compatible networks like Polygon, BNB Chain, and Optimism.

覆盖地区

Global, available as a browser extension and mobile app in most countries.

核心功能

Global, available as a browser extension and mobile app in most countries.

Bitget Wallet

成立时间：

2018

A multi-chain crypto wallet integrated with Bitget exchange, offering secure asset management, trading, DeFi access, and NFT support.

官网

发行方/合作银行

Non-custodial wallet; no traditional banking partners; closely integrated with Bitget exchange platform.

支持资产

Bitcoin, Ethereum, Binance Smart Chain, Solana, Polygon, USDT, USDC, and hundreds of other tokens and stablecoins.

覆盖地区

Available globally except in jurisdictions with regulatory restrictions.

核心功能

Available globally except in jurisdictions with regulatory restrictions.

OKX Wallet

成立时间：

2017

A secure, multi-chain cryptocurrency wallet offering seamless asset management, staking, and DeFi integration for users worldwide.

官网

发行方/合作银行

Non-custodial wallet; no traditional banking partners involved. Part of OKX ecosystem.

支持资产

Supports Bitcoin, Ethereum, Binance Smart Chain, Solana, Polygon, and over 200 other cryptocurrencies and tokens.

覆盖地区

Global, available in most countries except where restricted by regulation.

核心功能

Global, available in most countries except where restricted by regulation.

Trust Wallet

成立时间：

2017

A decentralized, multi-cryptocurrency mobile wallet offering secure storage and easy access to blockchain assets and DApps.

官网

发行方/合作银行

Non-custodial wallet. Owned by Binance since 2018.

支持资产

Supports Ethereum and ERC-20 tokens, Binance Chain, Binance Smart Chain, Bitcoin, and thousands of other cryptocurrencies and tokens.

覆盖地区

Global, available in most countries except those with regulatory restrictions.

核心功能

Global, available in most countries except those with regulatory restrictions.

收益

贷款

Maple Finance

成立时间：

2021

An institutional lending marketplace connecting crypto capital to vetted borrowers via on-chain lending pools.

官网

融资总额

$50 million (including protocol treasury funding)

投资方

Framework Ventures, Polychain Capital, Maven 11, Wintermute

核心产品

Maple Protocol — provides undercollateralized loans to institutional borrowers via delegate-managed lending pools.

支持资产

USDC, wETH, wBTC (varies by pool)

网络

Ethereum, Solana

目标客户

Institutional borrowers (market makers, crypto funds) and lenders seeking yield

主要特性

Undercollateralized loans, Pool delegate model, On-chain loan performance tracking.

Yearn

成立时间：

2020

A yield optimization protocol that automates DeFi investment strategies across lending, liquidity pools, and staking.

官网

融资总额

No VC funding — community-driven and launched without a token sale

投资方

N/A (governance by YFI token holders)

核心产品

Yearn Vaults — automated yield strategies that deploy user funds into lending protocols like Aave, Compound, and Curve to maximize returns.

支持资产

ETH, stablecoins (USDC, DAI, USDT), WBTC, and other ERC-20 tokens

网络

Ethereum, Fantom, Arbitrum, Optimism

目标客户

Retail and institutional DeFi investors seeking automated yield generation

主要特性

Automated yield farming strategies, Integration with lending markets, Governance via YFI token.

Compound

成立时间：

2018

An algorithmic, autonomous interest rate protocol that allows users to earn interest on crypto and borrow assets against collateral.

官网

融资总额

$33 million

投资方

Andreessen Horowitz (a16z), Polychain Capital, Paradigm, Coinbase Ventures, Bain Capital Ventures

核心产品

Compound Protocol — decentralized lending pools with algorithmically adjusted interest rates for borrowers and lenders.

支持资产

ETH, USDC, USDT, DAI, WBTC, and other major ERC-20 tokens

网络

Ethereum

目标客户

DeFi users, liquidity providers, crypto traders, and developers integrating lending functionality

主要特性

Overcollateralized loans, cTokens representing deposits, Algorithmic interest rate adjustment.

Aave

成立时间：

2017

A decentralized non-custodial liquidity protocol where users can lend, borrow, and earn interest on crypto assets.

官网

融资总额

$49 million (across ICO and funding rounds)

投资方

Blockchain Capital, Standard Crypto, Three Arrows Capital, Parafi Capital, and others

核心产品

Aave Protocol — decentralized lending markets supporting over 30 assets; features include variable & stable interest rates, flash loans, and collateral swapping.

支持资产

ETH, USDC, USDT, DAI, WBTC, and other major ERC-20 tokens (varies by network)

网络

Ethereum, Polygon, Avalanche, Optimism, Arbitrum, and others

目标客户

Crypto holders, DeFi traders, institutional investors, and developers building on lending protocols

主要特性

Overcollateralized & undercollateralized loans, Flash loans, Interest rate switching, Liquidity mining incentives.

现实世界资产（RWA）

Goldfinch

成立时间：

2020

A decentralized credit protocol that extends crypto loans to real-world businesses without needing crypto collateral.

官网

融资总额

$52.7 million

投资方

Andreessen Horowitz (a16z), Coinbase Ventures, Kindred Ventures, and other prominent investors.

核心产品

Goldfinch Protocol — allows borrowers (credit funds, fintechs) to access capital from a global pool of crypto lenders via a senior/junior pool structure.

支持资产

Off-chain loans to real-world credit businesses (e.g., fintech lending companies) in emerging markets.

网络

Ethereum.

目标客户

Crypto lenders, credit funds, and fintech companies in emerging markets.

主要特性

No crypto collateral required. Senior and Junior capital pools. On-chain credit scoring (via Auditors). Decentralized and global borrower pool.

Centrifuge

成立时间：

2017

A decentralized credit protocol bridging real-world assets like invoices and mortgages to DeFi, making private credit more accessible.

官网

融资总额

$27.1 million

投资方

ParaFi, Coinbase Ventures, BlockTower, Galaxy Digital, and other venture investors.

核心产品

Centrifuge Protocol — enables borrowers to tokenize assets like invoices, real estate, and royalties, and use them as collateral to access liquidity from DeFi.

支持资产

Invoices, real estate, mortgages, royalty streams, consumer loans, and other forms of private credit.

网络

Ethereum, Polkadot, and other chains via bridges.

目标客户

Small and medium-sized businesses, asset originators, and DeFi investors.

主要特性

Undercollateralized lending. Asset tokenization via NFTs. Open marketplace (Tinlake) for investment. Permissioned pools with KYC/AML.

MatrixDock

成立时间：

2023

An Asia-leading platform enabling tokenization of real-world assets like gold and U.S. Treasury bills—blending trusted finance with on-chain transparency.

官网

融资总额

Matrixport, the parent company, has raised $138 million.

投资方

Backed by Matrixport; Matrixport itself is funded by prominent VCs including Paradigm and Dragonfly.

核心产品

STBT: Short-Term U.S. Treasury Bill token, pegged 1:1 to USD, offering yield via reverse repo collateral. XAUm: Gold-backed token, with options for physical redemption.

支持资产

Short-term U.S. Treasuries (via STBT). Physical gold (via XAUm) with plans to expand into silver, platinum, and palladium.

网络

Deploys on chains including Ethereum and BNB Chain, facilitating DeFi integrations.

目标客户

Institutional and crypto users seeking exposure to blue-chip, compliant real-world assets in a programmable and transparent on-chain format.

主要特性

High transparency via on-chain Proof of Reserve. Secure custody with Brink’s insurance-standard vaults. Smart-Invest DCA. Expansion to multiple precious metals.

Ondo

成立时间：

2021

Tokenizing real-world assets (RWAs) to bring institutional-grade investment products on-chain.

官网

融资总额

$34 million

投资方

Founders Fund, Coinbase Ventures, Pantera Capital, Tiger Global.

核心产品

Ondo Tokenized Funds — tokenized exposure to U.S. Treasuries, bonds, and other yield-bearing traditional assets.

支持资产

U.S. Treasuries (OUSG), short-term bonds, money market funds, stablecoins.

网络

Ethereum, Solana (via bridges).

目标客户

Institutional investors, DAOs, high-net-worth individuals, DeFi protocols seeking stable yield.

主要特性

Tokenized U.S. Treasuries. Institutional compliance & KYC. On-chain settlement & transfers.

风险与流通层

资金流通

托管服务商

Copper

成立时间：

2018

A digital asset custody and prime brokerage platform providing secure storage and trading infrastructure for institutions.

官网

托管资产总额（AUC）

Over $20 billion (as of 2024)

核心产品

Copper Clear — custody, settlement, and prime brokerage services with advanced security features.

支持资产

Bitcoin, Ethereum, stablecoins, and a broad range of digital assets.

网络

Ethereum, Bitcoin, Binance Smart Chain, Solana, and others.

目标客户

Institutional investors, hedge funds, family offices, and trading firms.

主要特性

Multi-party computation (MPC) wallet security, Instant settlement and trade execution, Insurance and regulatory compliance, Integrated prime brokerage services.

BitGo

成立时间：

2013

A pioneer institutional digital asset custody provider offering secure wallets and liquidity solutions.

官网

托管资产总额（AUC）

Over $60 billion (as of 2024)

核心产品

BitGo Custody Platform — multi-signature wallets, cold storage, instant transfers, and liquidity services.

支持资产

Bitcoin, Ethereum, stablecoins, over 300 cryptocurrencies, and NFTs.

网络

Ethereum, Bitcoin, Binance Smart Chain, Solana, Polygon, and others.

目标客户

Institutional investors, exchanges, hedge funds, and financial institutions.

主要特性

Multi-signature wallet security, Cold storage and hot wallet solutions, Insurance coverage options, Regulatory compliance and audit support.

Cobo

成立时间：

2017

A multi-chain digital asset custody and wallet platform focused on security and ease of use for individuals and institutions.

官网

托管资产总额（AUC）

Over $10 billion (estimated)

核心产品

Cobo Wallet and Custody Platform — multi-signature wallet, staking services, and institutional-grade custody solutions.

支持资产

Bitcoin, Ethereum, Binance Smart Chain tokens, stablecoins, NFTs, and other major cryptocurrencies.

网络

Ethereum, Bitcoin, Binance Smart Chain, Solana, Polygon, and others.

目标客户

Retail users, crypto funds, exchanges, and institutional clients seeking secure custody and staking.

主要特性

Multi-signature and MPC wallet security, Integrated staking and yield services, Support for NFTs and DeFi assets, User-friendly interface and mobile app.

Anchorage Digital

成立时间：

2017

A federally chartered digital asset bank offering secure custody, trading, and financing services for institutional clients.

官网

托管资产总额（AUC）

Over $80 billion (as of 2024)

核心产品

Anchorage Digital Platform — insured custody, staking, trading, governance voting, and compliance solutions.

支持资产

Bitcoin, Ethereum, stablecoins, DeFi tokens, NFTs, and other major digital assets.

网络

Ethereum, Bitcoin, Solana, Polkadot, Avalanche, and others.

目标客户

Institutional investors, hedge funds, venture capital firms, and regulated financial institutions.

主要特性

Federally chartered trust bank status, Insurance coverage on assets, Integrated staking and governance services, Regulatory compliance and audit-ready infrastructure.

Fireblocks

成立时间：

2018

A leading digital asset custody, transfer, and settlement platform designed for institutional investors and enterprises.

官网

托管资产总额（AUC）

Over $400 billion (as of 2024)

核心产品

Fireblocks Platform — secure wallet infrastructure, MPC-based key management, instant transfer network, and asset tokenization services.

支持资产

Bitcoin, Ethereum, stablecoins, NFTs, and thousands of other digital assets.

网络

Ethereum, Bitcoin, Solana, Avalanche, Polygon, Binance Smart Chain, and others.

目标客户

Institutional investors, crypto exchanges, hedge funds, banks, custodians, and fintech firms.

主要特性

Multi-party computation (MPC) for secure key management, Secure transfer environment to prevent theft, Support for DeFi integrations and instant settlement, Compliance and audit tools.

清算与支付处理

Alchemy Pay

成立时间：

2018

A hybrid payment system that connects fiat and crypto economies, providing on/off-ramp, crypto card, and payment processing services.

官网

融资总额

$10+ million (from strategic funding rounds)

投资方

DWF Labs, QFPay, and other venture investors.

核心产品

Alchemy Pay Payment Gateway - provides on/off-ramps, crypto card solutions, NFT checkout, and global merchant payment services.

支持资产

ACH and a wide range of cryptocurrencies and stablecoins; supports 50+ fiat currencies.

网络

Ethereum, BNB Chain, Polygon, and others.

目标客户

Businesses, developers, and crypto users needing a seamless bridge between fiat and crypto.

主要特性

Global coverage (173+ countries), Hybrid payment infrastructure (fiat & crypto), White-label solutions, Integrated on-off ramp services.

Celo Pay

成立时间：

2017

Mobile-first crypto payments platform focused on fast, low-cost transactions on Celo network.

官网

融资总额

$32 million

投资方

Andreessen Horowitz, Polychain Capital

核心产品

Celo Pay app with wallet, payments, and stablecoin support.

支持资产

CELO, cUSD (Celo Dollar), other Celo assets.

网络

Celo blockchain.

目标客户

Retail users, developers, businesses wanting mobile crypto payments.

主要特性

Mobile payments, Low fees, Fast settlement, Integration with Celo ecosystem.

Stably

成立时间：

2018

Stablecoin issuance and payment solutions enabling fiat-backed digital assets on blockchain.

官网

融资总额

$40+ million

投资方

Pantera Capital, Blocktower Capital

核心产品

Stably stablecoins, fiat-crypto payment gateways.

支持资产

USDS stablecoin and fiat currencies.

网络

Ethereum, Binance Smart Chain.

目标客户

Enterprises, payment processors, crypto exchanges.

主要特性

Regulated stablecoin issuance, Fiat-to-crypto gateways, Compliance, Multi-platform support.

Circle APIs

成立时间：

2013

Provides programmable APIs for fiat-to-crypto payments, stablecoin issuance, and real-time settlement.

官网

融资总额

$440+ million

投资方

Goldman Sachs, Baillie Gifford, Fidelity, BlackRock

核心产品

Circle APIs for USDC stablecoin issuance, payments, and treasury management.

支持资产

USDC and other stablecoins.

网络

Ethereum, Solana, Algorand, Stellar.

目标客户

Enterprises, fintechs, developers building crypto payment solutions.

主要特性

Real-time settlement, Programmable APIs, Fiat and stablecoin on/off ramps, Regulatory compliance.

法币入金/出金

Onramper

成立时间：

2019

An aggregator platform that doesn't process transactions itself, but rather integrates multiple on-ramp service providers to intelligently match users with the best rates and payment options.

官网

融资总额

~$6 million

投资方

EQT Ventures, Backed VC, TRGC

核心产品

A single, non-custodial widget that aggregates multiple on-ramp providers (including MoonPay, Transak, Banxa) to offer the best deals.

支持资产

The combined list of all its integrated providers, offering over 150 cryptocurrencies.

网络

All networks supported by its partners, including Ethereum, Bitcoin, Solana, and others.

目标客户

Any Web3 application, wallet, or user looking for the most efficient and cost-effective on-ramp option without having to check multiple providers.

主要特性

Aggregator model for best prices Single point of integration Non-custodial (depending on the chosen partner) Supports all currencies and payment methods of its partners.

Banxa

成立时间：

2014

A highly compliant, publicly listed (TSX-V: BNXA) company that offers a full suite of fiat and crypto on-off ramp solutions for businesses.

官网

融资总额

Publicly listed (IPO in 2020)

投资方

Thorney Investment Group, Alium Capital Management

核心产品

B2B fiat on-ramp and off-ramp solutions, including a fully compliant gateway and API for partners.

支持资产

A wide range of cryptocurrencies and stablecoins, including BTC, ETH, and USDC.

网络

Bitcoin, Ethereum, and a broad selection of other chains depending on the partner.

目标客户

Crypto platforms, exchanges, and businesses that require a highly compliant, regulated solution for their users.

主要特性

Publicly listed and regulated Full-stack compliance (KYC/AML) High-volume transaction support for businesses Global reach

Ramp Network

成立时间：

2019

Emphasizes a non-custodial model and a simplified user experience, allowing users to buy and sell cryptocurrencies without leaving the application.

官网

融资总额

~$1.9 billion

投资方

Accel, Founders Fund, Addition, GIC, Coatue, General Catalyst

核心产品

APIs, SDKs, and embeddable widgets for both on-ramping and off-ramping, with a focus on simplicity and security.

支持资产

Over 110 cryptocurrencies, including BTC, ETH, and various stablecoins and tokens.

网络

Ethereum, Polygon, Solana, Avalanche, and many others, including support for EVM and non-EVM chains.

目标客户

Exchanges, wallets, merchants, and developers who prioritize a seamless, non-custodial experience.

主要特性

Non custodial model Simplified user interface Multi-currency support High conversion rates

Transak

成立时间：

2018

Focuses on providing highly customizable developer tools, making it easy for Web3 applications to integrate fiat on-off ramp functionality and interact directly with smart contracts.

官网

融资总额

~$26 million

投资方

Blockchain.com, Coinbase Ventures, Animoca Brands, Tether, IDG Capital

核心产品

API, widgets, and an SDK suite for fiat-to-crypto and crypto-to-fiat services, including a product for corporate clients.

支持资产

Over 136 cryptocurrencies and 27 fiat currencies.

网络

Over 45 blockchains, including Ethereum, Binance Smart Chain, Polygon, Avalanche, Solana, and Base.

目标客户

Developers, wallets, exchanges, and businesses seeking to integrate fiat-to-crypto solutions.

主要特性

Highly customizable API Support for a vast number of cryptos and chains Corporate on/off-ramp services Chargeback protection

MoonPay

成立时间：

2019

A global fiat on-off ramp service known for its wide variety of payment methods and strong brand recognition, often integrated into major crypto applications.

官网

融资总额

~$650.7 million

投资方

Tiger Global, Coatue, Paradigm, CRV, a16z, and various celebrities

核心产品

API and SDK for fiat-to-crypto purchases and crypto-to-fiat sales via cards, bank transfers, and Apple Pay.

支持资产

Over 100 cryptocurrencies, including BTC, ETH, SOL, USDT, USDC.

网络

Ethereum (EVM chains), Bitcoin, Solana, Binance Smart Chain, Polygon, Arbitrum, Optimism, and Base.

目标客户

Crypto exchanges, wallets, merchants, developers, and individual users.

主要特性

Fast onboardingMultiple payment methods Global coverage (160+ countries) Robust compliance and fraud detection

流动性提供商

Wintermute

成立时间：

2017

A leading global algorithmic trading firm specializing in providing liquidity across cryptocurrency markets, offering market-making and OTC trading services to institutions and token projects.

官网

融资总额

Raised $20 million in Series B funding led by Lightspeed Venture Partners.

投资方

Lightspeed Venture Partners, Pantera Capital, Fidelity Digital Assets, Blockchain.com Ventures

核心产品

Algorithmic market making on centralized exchanges and DeFi protocols; OTC (Over-The-Counter) trading for institutional clients; liquidity provision for token projects.

支持资产

A wide range of digital assets and cryptocurrencies.

网络

Multiple blockchains, including Ethereum, Solana, Polygon, Binance Smart Chain, and others.

目标客户

Cryptocurrency exchanges, DeFi platforms, institutional investors, token projects and issuers.

主要特性

Algorithmic trading excellence, Extensive liquidity coverage across markets, Robust OTC desk for large trades, Active participation in DeFi governance

Uniswap

成立时间：

2018

A decentralized automated market maker (AMM) protocol that facilitates peer-to-peer cryptocurrency transactions by using liquidity pools.

官网

融资总额

Raised $11 million in early rounds (mostly community funded)

投资方

Andreessen Horowitz, Union Square Ventures

核心产品

Uniswap V3 — concentrated liquidity AMM enabling efficient trades and liquidity provision.

支持资产

ERC-20 tokens

网络

Ethereum, Polygon, Arbitrum, Optimism

目标客户

DeFi traders, liquidity providers

主要特性

Concentrated liquidity, Flexible fee tiers, Permissionless liquidity provision

Cumberland

成立时间：

2014

The cryptocurrency trading arm of DRW Holdings, providing institutional-sized liquidity provision and OTC trading services in digital assets to a global client base.

官网

融资总额

Part of DRW, a diversified trading firm established in 1992; specific funding details for Cumberland are not publicly disclosed.

投资方

DRW Holdings (parent company)

核心产品

Institutional OTC (Over-The-Counter) trading for large block trades; market-making on major cryptocurrency exchanges; liquidity provision for digital asset markets.

支持资产

Broad range of cryptocurrencies including Bitcoin, Ethereum, stablecoins, and various altcoins.

网络

Multiple blockchains, including Bitcoin, Ethereum, and others depending on asset support.

目标客户

Institutional investors, hedge funds, cryptocurrency exchanges, large-volume traders.

主要特性

Institutional-grade liquidity, Expertise in complex crypto derivatives, Global OTC trading capabilities, Strong risk management framework

Jump Crypto

成立时间：

2021

The cryptocurrency division of Jump Trading, providing liquidity and market-making services across various digital asset platforms, and engaging in Web3 infrastructure development and investments.

官网

融资总额

Part of Jump Trading, a proprietary trading firm established in 1999; specific funding details for Jump Crypto are not publicly disclosed.

投资方

Jump Trading (parent company)

核心产品

Proprietary algorithmic trading and market-making services across centralized and decentralized venues; investments in and development of Web3 infrastructure and protocols.

支持资产

All major cryptocurrencies and digital assets.

网络

Multiple blockchains, including Ethereum, Solana, Avalanche, and others.

目标客户

Cryptocurrency exchanges, DeFi platforms, institutional clients, Web3 projects.

主要特性

High-frequency trading, Institutional-grade liquidity provision, Market-making in volatile crypto markets, Active investments in Web3 infrastructure

1inch

成立时间：

2019

A DEX aggregator that finds the most efficient and cost-effective trading routes across multiple decentralized exchanges.

官网

融资总额

Raised $14 million from investors including Binance, Pantera Capital

投资方

Binance Labs, Pantera Capital, Galaxy Digital

核心产品

1inch Aggregation Protocol — routes orders across multiple DEXs for best price and low slippage.

支持资产

ERC-20 tokens

网络

Ethereum, Polygon, Binance Smart Chain, Arbitrum

目标客户

DeFi traders, arbitrageurs, liquidity seekers

主要特性

DEX aggregation, Smart order routing, Gas optimization

Balancer

成立时间：

2020

A flexible AMM protocol that enables multi-token liquidity pools and acts as an automated portfolio manager.

官网

融资总额

Raised $12 million from investors like Framework Ventures

投资方

Framework Ventures, ParaFi Capital

核心产品

Balancer Pools — customizable AMMs with multi-token liquidity pools and dynamic fees.

支持资产

ERC-20 tokens

网络

Ethereum, Polygon, Arbitrum

目标客户

DeFi users, portfolio managers, liquidity providers

主要特性

Customizable pools, Dynamic fees, Multi-token liquidity provision

Curve Finance

成立时间：

2020

A decentralized exchange optimized for low-slippage swaps between stablecoins and other similarly-priced assets.

官网

融资总额

Raised $30 million from investors including Andreessen Horowitz

投资方

Andreessen Horowitz, Paradigm Capital

核心产品

Curve Pools — AMM pools designed for low slippage stablecoin swaps

支持资产

Stablecoins and pegged assets like USDC, DAI, USDT, sUSD

网络

Ethereum, Polygon, Fantom

目标客户

Stablecoin traders, DeFi users

主要特性

Low slippage for stablecoins, Optimized for low fee swaps

BaaS - 银行即服务

Mambu

成立时间：

2011

A SaaS cloud banking platform enabling financial institutions to build and deploy banking products.

官网

融资总额

$174 million

投资方

TCV, Bessemer Venture Partners, Runa Capital

核心产品

Mambu Platform — core banking, lending, deposit products, financial services

支持资产

Fiat currencies globally

网络

Various banking networks globally

目标客户

Banks, fintechs, financial institutions

主要特性

- Composable banking architecture- Cloud-native platform- Rapid product deployment- Scalability

ClearBank

成立时间：

2015

A UK-based cloud-native clearing and embedded banking provider with a full banking license.

官网

融资总额

£195 million

投资方

PPF Group, Apax Digital

核心产品

ClearBank Platform — real-time clearing, embedded banking, FSCS-protected accounts

支持资产

Fiat currencies (GBP)

网络

UK payment schemes (Faster Payments, Bacs, CHAPS)

目标客户

Fintech companies, established banks, regulated financial institutions

主要特性

- Real-time clearing- Embedded banking- FSCS-protected accounts

Solaris SE

成立时间：

2016

A European embedded finance platform with a full German banking license, offering modular BaaS solutions.

官网

融资总额

€350 million

投资方

BBVA, Visa, SBI Group, Lakestar

核心产品

Solaris SE Platform — accounts, cards, lending, digital assets, compliance services

支持资产

Fiat currencies (EUR)

网络

SEPA, SWIFT

目标客户

Fintech enterprises, corporations across Europe

主要特性

- Modular BaaS solutions- Accounts- Cards- Lending products- Digital assets- Compliance services

Railsr

成立时间：

2016

An embedded finance platform offering banking, wallets, cards, and credit via a unified API.

官网

融资总额

Over $100 million

投资方

Visa, Moneta Capital

核心产品

Railsr Platform — embedded banking, card issuing, payment processing, compliance tools

支持资产

Fiat currencies (GBP, EUR, USD)

网络

UK and EU banking infrastructure, SEPA, Faster Payments

目标客户

Fintech companies, established brands

主要特性

- Integrated platform- Developer-centric- Global reach & scalability

Marqeta

成立时间：

2010

A modern card issuing platform providing APIs for creating and managing payment cards.

官网

融资总额

Over $150 million (total disclosed funding around $1.2B)

投资方

Visa, ICONIQ Capital, Goldman Sachs

核心产品

Marqeta Platform — card issuance, payment processing, digital wallets

支持资产

Fiat currencies globally

网络

Global card networks, ACH

目标客户

Fintech innovators, digital banks, large enterprises

主要特性

- Flexible card issuance- Robust APIs & developer tools- Embedded finance solutions- Risk & compliance support

Modulr

成立时间：

2015

A banking and payments API platform powering embedded finance for businesses and fintechs.

官网

融资总额

$45 million

投资方

Highland Europe, BGF Ventures

核心产品

Modulr Platform — instant payments, accounts, direct debits, card issuance

支持资产

Fiat currencies (GBP, EUR, USD)

网络

UK Faster Payments, Bacs, SEPA, FPS

目标客户

Fintechs, payment service providers, platforms

主要特性

- Instant payments- API-first banking- Direct debit & faster payments- Real-time reconciliation

Stripe

成立时间：

2010

A global payments platform offering APIs for payments, billing, and financial services.

官网

融资总额

Private company valued at ~$95B in latest rounds

投资方

Sequoia Capital, Andreessen Horowitz, Tiger Global

核心产品

Stripe APIs — payments, billing, issuing, treasury management

支持资产

Fiat currencies globally

网络

Global card networks, ACH, SEPA, SWIFT

目标客户

Online businesses, marketplaces, platforms, developers

主要特性

- Global payment acceptance- Developer-friendly APIs- Fraud detection- Subscription billing

BVNK

成立时间：

2019

A BaaS platform offering integrated banking infrastructure, including accounts, payments, and compliance, enabling fintechs and crypto businesses to launch faster.

官网

融资总额

$38 million

投资方

核心产品

BVNK Platform — bank accounts, card issuance, payment processing, compliance services

支持资产

Fiat currencies (GBP, EUR, USD), crypto-related payments

网络

UK and EU banking infrastructure, SEPA, Faster Payments

目标客户

Fintech startups, crypto firms, marketplaces

主要特性

- Full banking stack API- Compliance & KYC- Card issuing- Faster payments integration

合规、安全与分析

身份验证、KYB、KYC

Onfido

成立时间：

2012

Identity verification platform leveraging AI and biometrics to streamline customer onboarding.

官网

融资总额

$200 million

投资方

SBI Investment, Salesforce Ventures, Oxford Sciences Innovation

核心产品

AI-driven identity verification, document checks, biometric analysis

支持资产

Global identity documents

网络

API integrations with client platforms

目标客户

Financial services, gaming, healthcare, and government

Jumio

成立时间：

2010

AI-driven identity verification and authentication solutions for businesses.

官网

融资总额

$203 million

投资方

Centana Growth Partners, Great Hill Partners, Visa

核心产品

AI-driven identity verification, document verification, biometric authentication

支持资产

Global identity documents

网络

API integrations with client platforms

目标客户

Fintechs, financial services, gaming, healthcare, and sharing economy

Trulioo

成立时间：

2011

Global identity verification platform providing AML, KYC, and business verification services.

官网

融资总额

$476 million

投资方

TCV, Blumberg Capital, Citi Ventures

核心产品

Global identity verification, AML screening, electronic identity verification, business verification

支持资产

Global identity documents

网络

API-based integrations

目标客户

Banks, payment providers, fintechs, healthcare, and retail

Persona

成立时间：

2018

Customizable identity verification and KYC platform with adaptive workflows for businesses.

官网

融资总额

$67 million

投资方

Founders Fund, Coatue, Lightspeed Venture Partners

核心产品

Identity verification platform with adaptive workflows, document & biometric checks

支持资产

Global identity documents

网络

API-based integrations

目标客户

Enterprises, fintechs, online platforms, healthcare, and real estate

Veriff

成立时间：

2015

AI-powered identity verification platform specializing in KYC and AML compliance for global markets.

官网

融资总额

$228.8 million

投资方

Accel, IVP, NordicNinja VC

核心产品

Identity verification using biometrics, facial recognition, and document scanning

支持资产

Global identity documents

网络

API integrations with client platforms

目标客户

Banks, fintechs, crypto platforms, mobility, and gaming

Sumsub

成立时间：

2015

Full-cycle verification platform providing KYC, KYB, AML, and transaction monitoring solutions.

官网

融资总额

$30 million

投资方

Alven Capital, RTP Global, Concentric

核心产品

KYC/KYB identity verification, document verification, AML screening, transaction monitoring

支持资产

Supports global identity documents and businesses

网络

API integrations with client platforms

目标客户

Fintechs, crypto businesses, marketplaces, gaming, and banking

ComplyAdvantage

成立时间：

2014

AI-powered platform for AML compliance, transaction monitoring, and risk management.

官网

融资总额

$108.2 million

投资方

Index Ventures, Balderton Capital, Insight Partners

核心产品

AML transaction monitoring, payment screening, PEP and sanctions screening

支持资产

Financial transactions and entities for risk assessment

网络

API-based integrations

目标客户

Financial institutions, fintechs, crypto businesses, and regulated industries

Chainalysis

成立时间：

2014

Blockchain analysis and compliance platform offering transaction monitoring and identity verification for crypto businesses.

官网

融资总额

$366 million

投资方

Accel, Addition, Benchmark, Ribbit Capital

核心产品

Transaction monitoring, risk intelligence, blockchain forensics, compliance APIs

支持资产

Crypto assets and blockchain transaction data

网络

Blockchain data integrations, API-based

目标客户

Crypto exchanges, financial institutions, DeFi protocols, government agencies

数据与分析工具

Arkham Intelligence

成立时间：

2020

Blockchain intelligence platform utilizing AI to deanonymize blockchain transactions.

官网

融资总额

$12 million

投资方

Coinbase Ventures, Palantir Founders Fund, Paradigm

核心产品

Entity identification, transaction tracing, AI-driven analytics, data visualization

支持资产

Various cryptocurrencies and blockchain networks

网络

Multiple blockchain networks

目标客户

Traders, investors, researchers, law enforcement

主要特性

- AI-driven deanonymization- Wallet identification- Transaction analysis- Data visualization- API access

The Graph

成立时间：

2018

Decentralized protocol for indexing and querying blockchain data for decentralized applications.

官网

融资总额

$69.6 million

投资方

Multicoin Capital, Reciprocal Ventures, Digital Currency Group

核心产品

Subgraph creation, decentralized indexing, GraphQL APIs

支持资产

Multiple blockchains (Ethereum, Polygon, BNB Chain, etc.)

网络

Ethereum, Polygon, BNB Chain, Avalanche, Arbitrum, Celo, etc.

目标客户

Developers, decentralized application builders, data consumers

主要特性

- Subgraphs for data indexing- Decentralized network- Multi-blockchain support- Developer-friendly APIs- Open-source protocol

Elliptic

成立时间：

2013

Blockchain analytics firm specializing in cryptoasset compliance and investigations.

官网

融资总额

$100 million

投资方

SBI Holdings, Wells Fargo Strategic Capital, SoftBank

核心产品

Risk scoring, wallet monitoring, transaction screening, investigative services

支持资产

Over 100 digital assets and major blockchains

网络

Global blockchain data integrations

目标客户

Financial institutions, crypto businesses, government agencies

主要特性

- Risk scoring- Wallet monitoring- Transaction screening- Compliance reporting- Investigations

Chainalysis

成立时间：

2014

Blockchain data platform offering compliance, risk management, and transaction analysis.

官网

融资总额

$366.6 million

投资方

Accel, Addition, Benchmark, Ribbit Capital

核心产品

Transaction monitoring, risk intelligence, blockchain forensics, investigations

支持资产

Crypto assets and blockchain transaction data

网络

Global blockchain data integrations

目标客户

Crypto businesses, regulators, financial institutions, law enforcement

主要特性

- Real-time transaction monitoring- AML compliance- Risk scoring- Investigative tools

Glassnode

成立时间：

2017

On-chain market intelligence platform offering comprehensive blockchain data and metrics.

官网

融资总额

Not publicly disclosed

投资方

Coinbase Ventures, Digital Currency Group

核心产品

On-chain metrics, alerts, and market indicators, custom dashboards

支持资产

Major cryptocurrencies (Bitcoin, Ethereum, etc.)

网络

Ethereum, Bitcoin, Binance Smart Chain, Litecoin, Bitcoin Cash, etc.

目标客户

Investors, traders, asset managers, researchers

主要特性

- On-chain metrics- Alerts- Market insights- Data visualization

Kaiko

成立时间：

2014

Provider of institutional-grade cryptocurrency market data and analytics.

官网

融资总额

$24 million

投资方

Anthemis Group, Underscore VC, Point Nine Capital

核心产品

Real-time and historical market data APIs, exchange data, custom data feeds

支持资产

Major cryptocurrencies, fiat pairs

网络

Multiple blockchains and centralized exchanges globally

目标客户

Institutional investors, exchanges, hedge funds, asset managers

主要特性

- Market data APIs- Historical data- Exchange order book data- Customizable data solutions

Dune

成立时间：

2018

A community-driven blockchain analytics platform enabling custom queries and dashboards.

官网

融资总额

$79.4 million

投资方

Union Square Ventures, Coatue, Multicoin Capital

核心产品

SQL-based query engine, dashboards, data visualization, API access

支持资产

Multiple blockchains and tokens

网络

Ethereum, Polygon, Binance Smart Chain, Solana, Avalanche, Optimism, Arbitrum, Gnosis Chain, etc.

目标客户

Analysts, developers, researchers, decentralized applications

主要特性

- Custom SQL queries- Community dashboards- Open data sharing- Real-time data visualization

Nansen

成立时间：

2020

On-chain analytics platform combining blockchain data with wallet labels to provide actionable insights.

官网

融资总额

$75 million

投资方

Andreessen Horowitz, Coinbase Ventures, Tiger Global

核心产品

Analytics dashboards, wallet labeling, token tracking, NFT analytics

支持资产

Ethereum, Bitcoin, major Layer 1s and tokens, NFTs

网络

Ethereum, Binance Smart Chain, Polygon, Avalanche, Arbitrum, Optimism, Fantom, etc.

目标客户

Traders, investors, DeFi projects, analysts, institutions

主要特性

- Wallet labels and profiling- Token flow tracking- NFT analytics- Smart alerts- Research portal

链上安全

ConsenSys Diligence

成立时间：

2016

Ethereum-focused security service offering smart contract audits and security tools.

官网

融资总额

Not publicly disclosed

投资方

Not publicly disclosed

核心产品

Smart contract audits, security analysis tools, incident response planning.

支持资产

Ethereum-based smart contracts, DeFi protocols.

网络

Ethereum & EVM chains.

目标客户

Ethereum projects, DeFi protocols.

主要特性

- Smart contract audits- Security analysis tools- Incident response planning- Educational resources

PeckShield

成立时间：

2018

Blockchain security company specializing in smart contract audits and threat monitoring.

官网

融资总额

Not publicly disclosed

投资方

Not publicly disclosed

核心产品

Smart contract audits, threat monitoring, security assessments.

支持资产

Various cryptocurrencies and blockchain protocols.

网络

Multi-chain.

目标客户

DeFi projects, exchanges, enterprises.

主要特性

- Smart contract audits- Threat monitoring- Emergency response- Vulnerability analysis- KYC/AML services

Trail of Bits

成立时间：

2012

Premier cybersecurity research and audit firm for smart contracts, protocols, and infrastructure.

官网

融资总额

No external financing

投资方

No external investors

核心产品

Security assessments and audits for complex protocols and infrastructure.

支持资产

DeFi, enterprise blockchain, government contracts.

网络

Multi-protocol, chain-agnostic.

目标客户

High-risk systems, DeFi teams, enterprises, government agencies.

主要特性

- Advanced security research- Government & defense projects- Attack simulation- Vulnerability research- Open-source security tools

OpenZeppelin

成立时间：

2015

Industry-leading smart contract security firm with top-tier audit services and widely-used open-source libraries.

官网

融资总额

$37.4M

投资方

Intersection Growth Partners, Coinbase Ventures, Continue Capital, IDEO CoLab Ventures, IDEO Futures

核心产品

Security audits, OpenZeppelin Contracts library, Defender platform.

支持资产

DeFi, token issuance, stablecoins, governance contracts.

网络

Ethereum & EVM chains.

目标客户

DeFi projects, enterprises, token issuers.

主要特性

- Gold-standard audits- Widely trusted open-source contracts- Defender platform for operations- Secure development best practices

CertiK

成立时间：

2018

Blockchain security platform providing smart contract auditing, penetration testing, and real-time monitoring.

官网

融资总额

$30 million

投资方

Binance Labs, Sequoia Capital, Matrix Partners

核心产品

Smart contract audits, security ratings, bug bounty programs, and real-time monitoring.

支持资产

Smart contracts on Ethereum, Binance Smart Chain, Polygon, and other blockchains

网络

Ethereum, Binance Smart Chain, Polygon, and other major blockchains

目标客户

DeFi projects, exchanges, enterprises, financial institutions

主要特性

- Comprehensive audits- Security scoring- Bug bounty programs- Continuous monitoring- Skynet real-time monitoring

Quantstamp

成立时间：

2017

Blockchain security auditing platform offering smart contract audits and formal verification.

官网

融资总额

$23 million

投资方

Pantera Capital, Binance Labs, Coinbase Ventures

核心产品

Smart contract security audits, vulnerability assessments, and formal verification.

支持资产

Smart contracts on Ethereum and other EVM-compatible chains

网络

Ethereum, Binance Smart Chain, Polygon, Fantom, Avalanche

目标客户

DeFi projects, blockchain startups, enterprises

主要特性

- Automated and manual audits- Formal verification- Vulnerability scanning- Layer-1 blockchain audits

Chainlink Proof of Reserve (PoR)

成立时间：

2017

Decentralized oracle solution providing transparent and verifiable proof of reserves for assets.

官网

融资总额

Chainlink overall raised $45 million (includes PoR component)

投资方

Framework Ventures, ParaFi Capital, Digital Currency Group

核心产品

Proof of Reserve oracle services delivering real-time on-chain asset reserve verification.

支持资产

Digital assets held in custody for reserve verification

网络

Ethereum, Binance Smart Chain, Avalanche, Arbitrum, Optimism, Fantom

目标客户

Custodians, DeFi protocols, exchanges

主要特性

- Decentralized and transparent reserve proofs - Real-time on-chain data- Oracle reliability- Automated verification

持牌托管机构与银行合作伙伴

Zodia Custody

成立时间：

2020

UK FCA-registered crypto business backed by Standard Chartered and Northern Trust, providing institutional-grade custody solutions.

官网

牌照/监管状态

Registered with the UK Financial Conduct Authority (FCA); presence in Singapore and Abu Dhabi.

核心产品/服务

- Institutional-grade custody solutions - Segregated accounts - Comprehensive insurance

支持资产

BTC, ETH, major altcoins, and stablecoins

目标客户

Institutional investors, financial institutions

主要特性

- UK FCA registration - Backed by major traditional banks - Cold storage solutions - Robust security framework

Sygnum Bank

成立时间：

2018

World's first digital asset bank with a full Swiss banking license, offering integrated crypto and fiat services.

官网

牌照/监管状态

Holds a full Swiss banking license from FINMA; also licensed in Singapore, Abu Dhabi, and Luxembourg.

核心产品/服务

- Integrated crypto and fiat banking - Custody, trading, and asset management - Tokenization services

支持资产

BTC, ETH, stablecoins, security tokens, and other digital assets

目标客户

Institutional and private qualified investors

主要特性

- Full Swiss banking license - Integrated banking services - Institutional-grade security - Direct access to digital asset markets

Fireblocks

成立时间：

2018

Enterprise-grade platform delivering secure infrastructure for moving, storing, and issuing digital assets.

官网

牌照/监管状态

Not a licensed custodian itself; provides technology infrastructure for licensed custodians.

核心产品/服务

- Secure digital asset custody, transfer, and issuance - Tokenization solutions

支持资产

Supports a wide range of cryptocurrencies and digital assets

目标客户

Financial institutions, exchanges, OTC desks, hedge funds

主要特性

- Multi-Party Computation (MPC) technology - Secure enclave environment - API-driven integration - Comprehensive insurance

Anchorage Digital

成立时间：

2017

First federally chartered cryptocurrency bank in the U.S., offering secure digital asset custody and financial services.

官网

牌照/监管状态

Federally chartered bank by the U.S. Office of the Comptroller of the Currency.

核心产品/服务

- Custody of digital assets - Trading and financing services - Staking and governance support

支持资产

BTC, ETH, ERC-20 tokens, and other major digital assets

目标客户

Institutional investors, crypto funds, enterprises

主要特性

- Biometric authentication - Hardware security modules (HSM) - Compliance-focused infrastructure - Independent third-party audits

Dakota

成立时间：

2018

Multi-jurisdiction licensed digital bank supporting crypto and fiat operations.

官网

牌照/监管状态

Holds banking licenses across multiple jurisdictions (specific details not widely public).

核心产品/服务

- Multi-jurisdiction custody - Digital banking accounts - Payment network integration

支持资产

Fiat currencies and major cryptocurrencies

目标客户

Institutional clients, crypto exchanges, fintechs, multi-national businesses

主要特性

- Multi-jurisdiction licensing - Integrated fiat and crypto banking - Payment network connectivity

Noah

成立时间：

2019

Licensed custodian and bank offering regulated fiat and crypto custody, along with cross-border payments.

官网

牌照/监管状态

Licensed custodian and bank in relevant jurisdictions (specific details not widely public).

核心产品/服务

- Custody for crypto and fiat - Cross-border payment services - Digital accounts for businesses

支持资产

Fiat (USD, EUR, GBP) and major cryptocurrencies

目标客户

Fintechs, crypto businesses, exchanges, enterprises

主要特性

- Regulated custody and bank accounts - Cross-border payment support - AML/KYC compliance

Interlace

成立时间：

2020

Digital-asset-friendly bank providing licensed custody, fiat accounts, and compliant payment services.

官网

牌照/监管状态

Licensed financial institution in its jurisdiction (specific details not widely public).

核心产品/服务

- Licensed custody for digital assets - Digital bank accounts. - Payment rails and API integration

支持资产

Fiat (USD, EUR) and major cryptocurrencies (BTC, ETH, stablecoins)

目标客户

Crypto startups, fintechs, institutional investors, digital asset platforms

主要特性

- Compliance with banking regulations - Secure custody and transaction management - API access for payments and settlement

基础层

发行方

法币抵押型（中心化）

USD Coin (USDC)

推出年份：

2018

A fully reserved, fiat-backed stablecoin issued by Circle, designed for regulated, transparent, and institutional-grade use.

官网

区块链平台

Ethereum, Solana, Polygon, and others

监管合规

Emphasizes regulatory compliance with regular attestations and audits.

市值

Approximately $61 billion average circulation in Q2 2025.

TrueUSD (TUSD)

推出年份：

2018

A fully collateralized stablecoin offering real-time attestations, ensuring transparency and trust.

官网

区块链平台

Ethereum, Tron, BNB Chain

监管合规

Provides real-time attestations and complies with U.S. regulations.

市值

Market cap data varies, known for transparency and regular audits.

Tether (USDT)

推出年份：

2014

The world’s most widely used stablecoin, pegged 1:1 to the U.S. dollar.

官网

区块链平台

Ethereum, Tron, Solana, and others

监管合规

Operates under various jurisdictions; has faced scrutiny over transparency.

市值

Over $114 billion as of August 2024.

PayPal USD (PYUSD)

推出年份：

2023

A U.S. dollar-backed stablecoin issued by Paxos and launched by PayPal, designed for seamless integration into digital payments.

官网

区块链平台

Ethereum, Solana

监管合规

Issued by Paxos, a regulated entity under the New York State Department of Financial Services.

市值

Surpassed $1 billion in market cap by August 2024.

Pax Dollar (USDP)

推出年份：

2018

A regulated U.S. dollar-backed stablecoin issued by Paxos, emphasizing compliance and transparency.

官网

区块链平台

Ethereum

监管合规

Regulated by the New York State Department of Financial Services, with regular audits.

市值

Market cap data varies, known for transparency and regular audits.

Binance USD (BUSD)

推出年份：

2019

A U.S. dollar-backed stablecoin issued by Binance in partnership with Paxos, offering high liquidity and integration within the Binance ecosystem.

官网

区块链平台

Ethereum, BNB Chain

监管合规

Issued by Paxos, ensuring regulatory compliance and regular audits.

市值

Market cap of $2.58 billion as of 2025.

加密资产抵押型（去中心化）

SKY

Sky

推出年份：

2017 年（单抵押 DAI），2019 年（多抵押 DAI，现为 Sky

一种去中心化、以加密资产抵押的稳定币，软锚定美元，由 SKY 治理的智能合约发行。

官网

发行机制

用户通过 Maker Vaults 将加密抵押品锁定在智能合约中以铸造 SKY；系统采用超额抵押和清算机制来维持价格稳定。

抵押品类型

ETH、wBTC、stETH、RWA（现实世界资产，如美国国债）、USDC、GUSD、MATIC、LINK 等。抵押品类型和风险参数由 MKR 持有者投票决定。

治理主体

SKY——由 MKR 代币持有者通过链上提案和投票治理的去中心化自治组织。

DAO 金库

SKY 金库持有超过 $2.5B+ 的现实世界资产（RWA）、加密抵押品和协议盈余，通过治理批准的模块和智能合约进行管理。

crvUSD

推出年份：

2023

由 Curve Finance 发行的去中心化超额抵押稳定币，采用名为 LLAMMA 的创新软清算机制。

官网

发行机制

用户将加密抵押品（目前为 wstETH、sfrxETH 和 ETH）存入 LLAMMA 系统以铸造 crvUSD，该系统以持续过程而非突发拍卖的方式管理清算。

抵押品类型

ETH、wstETH（Wrapped Lido Staked ETH）、sfrxETH（Staked Frax ETH）。

治理主体

Curve DAO——由 CRV 代币持有者通过 Curve DAO 平台上的链上投票机制治理。

DAO 金库

由 Curve DAO 管理；包括协议费用（来自交易）、CRV 代币以及 crvUSD 运营产生的盈余。准确的金库数据由社区审计并在链上公开可查。

sUSD

推出年份：

2018

一种软锚定美元的去中心化稳定币，通过 Synthetix 协议以加密资产抵押铸造，由 SNX 质押者提供支持。

官网

发行机制

用户质押 SNX 代币（或 Synthetix V3 接受的其他抵押品），通过 Synthetix 智能合约铸造 sUSD。债务采用池化模式，即所有质押者按比例分担全系统债务。

抵押品类型

最初仅支持 SNX；现在 Synthetix V3 支持多种抵押品，包括 ETH 和 LST（流动性质押代币），需经治理批准。

治理主体

Synthetix DAO——由选举产生的各个 Spartan Council、核心贡献者和协议 DAO 组成。重大决策通过治理提案和社区投票做出。

DAO 金库

Synthetix 金库包括协议产生的费用、SNX 代币分配以及金库控制的智能合约。具体支出由选举产生的司库和 SIP（Synthetix 改进提案）管理。

GHO

推出年份：

2023

Aave 生态原生的去中心化超额抵押稳定币，完全由 Aave DAO 治理。

官网

发行机制

用户以存入 Aave Protocol V3 的抵押品借款来铸造 GHO，借款人向 Aave DAO 支付利息。GHO 由一篮子资产支持，并强制执行超额抵押。

抵押品类型

Aave V3 市场接受的任何资产（包括 ETH、wBTC、USDC、stETH 等）。抵押品类型由 Facilitator 框架管理，允许各类协议/实体在 DAO 批准的规则下铸造 GHO。

治理主体

Aave DAO 由 AAVE 代币持有者治理，负责所有重大决策，包括 GHO 铸造 Facilitator、利率（GHO 借款利率）和风险参数。

DAO 金库

GHO 利息收入直接计入 Aave DAO 金库，形成可持续的收入来源。金库用于生态资助、开发、审计和治理激励。

RAI

推出年份：

2021

一种不锚定法币的算法稳定资产，仅由 ETH 支持，旨在不依赖法币预言机或中心化资产的情况下维持价格稳定。

官网

发行机制

用户将 ETH 存入 Reflexer 协议以铸造 RAI。协议使用 PID 控制器（比例-积分-微分）机制调整赎回利率，激励用户使市场价格贴近动态的内部目标价格（“赎回价格”）。

抵押品类型

仅支持 ETH（WETH）。

治理主体

最初由 Reflexer DAO 治理，此后协议逐步转向“治理最小化”，目标是随时间推移将所有核心货币政策完全自动化。

DAO 金库

DAO 金库持有协议费用和 RAI/ETH LP 代币。随着项目逐步摆脱对治理的依赖，其用途有限。

算法/混合型稳定币

USDe

推出年份：

2024 年 2 月

一种由 ETH 等质押资产支持、采用 Delta 中性策略的生息稳定币。

官网

稳定机制

用户存入抵押品（ETH、BTC）铸造 USDe，通过衍生品市场的 Delta 中性对冲策略维持锚定。

抵押品类型

流动性质押以太坊（stETH）、比特币（BTC）以及用于 Delta 中性头寸的其他加密资产。

治理主体

由 Ethena Labs 团队管理，正逐步过渡到 Ethena DAO 治理。

代币经济

从 Delta 中性策略和质押资产利息中积累收益。

融资总额

在种子轮和战略轮中融资 1420 万美元。投资方包括 Dragonfly、Arthur Hayes、BitMEX、Franklin Templeton。

投资方

Dragonfly, Arthur Hayes, BitMEX, Franklin Templeton.

UXD

推出年份：

成立于 2020 年（原名 Soteria，后更名为 UXD）；主网测试版于 2022 年 1 月上线。

Solana 上的去中心化、高资本效率稳定币，完全由永续衍生品等 Delta 中性策略支持。

官网

稳定机制

UXD 由 Delta 中性头寸 100% 支持——持有多头抵押品（如 SOL）并做空等值的永续合约——以维持价值稳定。

抵押品类型

涉及加密资产和永续合约的 Delta 中性头寸。

治理主体

由 UXP 治理代币持有者（UXP DAO）治理，他们对协议参数、资产策略和金库使用进行投票。

代币经济

双代币模型：UXD（稳定币本身，通过存入抵押品按 $1 铸造和赎回）和 UXP（治理与储备代币，获取收入，并在保险基金耗尽时通过代币拍卖充当最终兜底）。

融资总额

融资约 6010 万美元

投资方

投资方包括 Multicoin Capital（领投）、CMS Holdings、DeFiance Capital、Solana Foundation、Alameda Research、Mercurial Finance，以及 Solana 联合创始人 Anatoly Yakovenko 和 Raj Gokal。

frxUSD

推出年份：

Frax 协议于 2020 年 12 月上线，frxUSD 于 2025 年 1 月推出。

由 Frax Finance 发行的可兑换法币、全额抵押稳定币，采用内置托管机构与链上机制相结合的混合模式，并由美国国债资产支持。

官网

稳定机制

最初为部分算法型，现主要由美国国债资产支持，并使用算法市场操作（AMO）进行供应管理。

抵押品类型

美国国债资产（BlackRock 的 BUIDL、Superstate 的 USTB），以及生态中可能使用的其他加密资产。

治理主体

Frax DAO，由 FRAX 代币持有者治理。

代币经济

由 Frax DAO 管理；包括协议费用、FRAX 代币和抵押资产。

融资总额

frxUSD 本身没有单独的融资轮次。Frax Finance 融资金额未披露。

投资方

Frax 协议及其 DAO 社区，合作伙伴包括 BlackRock 和 Superstate。

RAI

推出年份：

2021

一种不锚定法币的算法稳定资产，仅由 ETH 支持，旨在不依赖法币预言机或中心化资产的情况下维持价格稳定。

官网

稳定机制

用户存入 ETH 铸造 RAI，并使用 PID 控制器调整赎回利率以激励价格稳定。

抵押品类型

仅支持 ETH（WETH）

治理主体

最初由 Reflexer DAO 治理，正逐步走向“治理最小化”。

代币经济

持有协议费用和 RAI/ETH LP 代币；随着治理最小化，用途有限。

融资总额

未明确披露，由 Reflexer Labs 开发。

投资方

Reflexer Labs.

USDD

推出年份：

2022 年 5 月

TRON 区块链上的去中心化稳定币，由 TRX、BTC 和 USDT 混合储备支持，结合抵押储备与套利机制。

官网

稳定机制

用户可通过销毁 TRX 铸造 USDD，由混合储备和套利机制支持以维持锚定。

抵押品类型

TRX, BTC, USDT, USDC

治理主体

TRON DAO Reserve，由 TRON DAO 成员治理。

代币经济

由 TRON DAO Reserve 管理；持有多元化的加密资产储备。

融资总额

由 TRON DAO Reserve 支持。

投资方

TRON DAO Reserve, Justin Sun.

USDB

推出年份：

未明确披露，Brighthub 于 2023 年提及。

双代币混合算法稳定币协议，旨在打造全球加密稳定币生态。

官网

稳定机制

双代币模型，包括稳定币（USDB）和治理/功能代币，采用算法机制维持稳定。

抵押品类型

未详细说明，但从“混合算法”来看应为加密资产抵押。

治理主体

由其原生治理代币持有者治理。

代币经济

持有协议费用，并可能包括金库控制的智能合约。

融资总额

未找到 USDB 的专项融资信息，Brighthub 整体获得投资支持。

投资方

Brighthub 核心团队与社区。

链上基础设施

公链（L1 与 L2）

Aptos

推出年份：

2021

Aptos 是一个独立的 Layer 1 区块链平台，专注于安全性和可扩展性，推动去中心化网络与开发者生态的增长。

官网

核心功能

高性能、可扩展的 Layer 1 区块链，借助 Move 编程语言和并行执行引擎实现高交易吞吐量。

共识机制

Aptos 采用拜占庭容错（BFT）权益证明（PoS）共识模型，称为 AptosBFT。

层级

Layer 1

融资总额

3.5 亿美元

投资方

Andreessen Horowitz, Franklin Templeton, YZi Labs, Oak HC/FT, Apollo

Ethereum

推出年份：

2013 年提出概念；2015 年 7 月 30 日正式上线。

一个去中心化的开源区块链平台，以原生货币以太币（ETH）支持智能合约和去中心化应用（dApp）。

官网

核心功能

用于部署和运行智能合约及 dApp 的平台；为 DeFi、NFT、DAO 等提供基础设施；运行全球化、无需许可的虚拟机（EVM）

共识机制

最初：工作量证明（PoW）；自 2022 年 9 月（“合并”）起：转为权益证明（PoS）

层级

Layer 1（基础结算层与智能合约平台）

融资总额

通过 2014 年首次众筹（ICO）启动，募集 31,000 BTC（当时约 1800 万美元）

投资方

最初由以太坊基金会和早期贡献者（如 Vitalik Buterin、Gavin Wood 等）推动；资金来自 ICO 及以太坊基金会的持续支持

Solana

推出年份：

成立于 2017 年；主网测试版于 2020 年 3 月上线。

高性能、无需许可的区块链，专为快速、低成本的智能合约执行和可扩展的去中心化应用而设计。

官网

核心功能

针对吞吐量和可扩展性优化的高速区块链；支持 DeFi、NFT、Web3 应用和超低成本交易；采用单一全局状态机，不使用分片

共识机制

采用历史证明（PoH）结合权益证明（PoS）；PoH 提供可验证的排序机制，实现高吞吐量

层级

Layer 1（高性能智能合约区块链）

融资总额

通过代币销售和融资轮（包括 S/ERC20 私募和种子轮）融资约 3.15 亿美元

投资方

主要投资方包括 Multicoin Capital、Andreessen Horowitz（a16z）、Foundation Capital、Lightspeed Venture Partners 以及 Ocean Draper（由 Danhua Capital 和 Collaborative Fund 运营）

Tron

推出年份：

2017

一个去中心化的全球内容娱乐生态，致力于构建真正去中心化的互联网。

官网

核心功能

支持智能合约和 dApp 的高吞吐量区块链平台，专注于全球内容分享与娱乐生态。

共识机制

网络采用委托权益证明（DPoS）共识机制，实现快速、低成本的交易

层级

Layer 1

融资总额

在 2017 年首次代币发行（ICO）中融资 7000 万美元。

投资方

Tron 的首次代币发行（ICO）于 2017 年进行

Arbitrum

推出年份：

由 Offchain Labs 于 2021 年 8 月推出（主网“Arbitrum One”）。

一个去中心化的开源区块链平台，以原生货币以太币（ETH）支持智能合约和去中心化应用（dApp）。

官网

核心功能

通过在链下批量处理交易，实现快速、低成本且兼容以太坊的交易，并定期在以太坊上提交证明以确保安全。

共识机制

Optimistic Rollup：默认链下交易批次有效，通过欺诈证明让以太坊拒绝错误批次。

层级

Layer 2（构建于以太坊之上的扩容方案）。

融资总额

Offchain Labs 在多轮融资中累计融资约 4.5 亿美元。

投资方

主要投资方包括 a16z、Lightspeed Venture Partners、Pantera Capital、Ribbit Capital、Redpoint Ventures。

BNB Chain

推出年份：

由 Binance 于 2020 年 9 月推出，作为 Binance Chain 的平行链

高性能、兼容 EVM 的 Layer 1 区块链，专为快速、低成本交易和去中心化应用而设计。

官网

核心功能

支持智能合约和去中心化应用（dApp）；支持 BEP-20 代币，并通过跨链中继桥接 BEP-2 代币；专为高效的 DeFi、NFT 和游戏生态设计。

共识机制

采用权益授权证明（PoSA），即委托权益证明（DPoS）与权威证明（PoA）的混合机制，由通过 BNB 质押选出的约 21 个头部验证者治理，违规行为将被罚没

层级

Layer 1——独立区块链

融资总额

Binance 宣布设立 10 亿美元加密大规模采用基金以推动生态增长，其中 5 亿美元用于投资、开发者计划、流动性激励和人才培养

投资方

Binance——BSC 背后的交易所与生态；此外，大规模采用基金还支持众多 dApp、基础设施项目和开发者计划

Polygon

推出年份：

2017 年以 Matic Network 之名成立；2021 年更名为 Polygon。

以太坊的多功能扩容平台，提供包括侧链、Layer 2 Rollup 和独立链在内的模块化框架，提升可扩展性、速度和成本效率。

官网

核心功能

为以太坊提供可扩展方案：侧链、zk-Rollup、Optimistic Rollup 和独立链；通过 Polygon SDK 实现快速、低成本交易及跨链互操作。

共识机制

主网（PoS 链）：采用权益证明（PoS），由一组验证者保障网络安全；其他模块（如 zk-Rollup）采用与其架构相适应的共识机制。

层级

主要是以太坊的 Layer 2 扩容方案，但其模块化生态中也包含独立链（类似 L1）。

融资总额

在多轮融资中累计融资超过 4.5 亿美元，包括 2021 年由 SoftBank、Tiger Global 和 Sequoia 大力参与的 4.5 亿美元战略轮。

投资方

知名投资方包括 SoftBank Vision Fund 2、Tiger Global、Sequoia India、Polychain Capital 和 Mark Cuban。

Polkadot

推出年份：

2020

一种分片协议，使多个区块链网络无缝协同运行，促进跨链互操作。

官网

核心功能

为由多种专用区块链（平行链）组成的网络提供跨链互操作和共享安全。

共识机制

提名权益证明（NPoS）

层级

Layer 1

融资总额

融资超过 2.4 亿美元

投资方

Web3 Foundation, Parity Technologies

Avalanche

推出年份：

2020

高度可扩展的开源平台，可在一个可互操作、高度可扩展的生态中部署去中心化应用和企业级区块链。

官网

核心功能

提供用于部署去中心化应用和可互操作自定义区块链（子网）的平台，具备高交易吞吐量。

共识机制

权益证明（PoS）

层级

Layer 1

融资总额

融资超过 3 亿美元

投资方

Ava Labs, Andreessen Horowitz, Polychain Capital

Cardano

推出年份：

2017

一个权益证明区块链平台，旨在让“变革者、创新者和远见者”推动积极的全球变革。

官网

核心功能

一个以研究驱动的平台，高度重视形式化验证和同行评审研究，致力于为智能合约和 dApp 提供高安全性与可扩展性。

共识机制

权益证明（PoS）- Ouroboros

层级

Layer 1

融资总额

融资超过 6000 万美元

投资方

IOHK, Emurgo, Cardano Foundation

NEAR Protocol

推出年份：

2020

一个气候中和、高速且交易费用低的 Layer 1 区块链协议，专为可扩展性和易用性设计。

官网

核心功能

采用分片和权益证明的区块链，注重开发者易用性和可扩展性，支持快速、低成本交易和去中心化应用。

共识机制

权益证明（PoS）- Doomslug

层级

Layer 1

融资总额

融资超过 3.5 亿美元

投资方

NEAR Foundation, Andreessen Horowitz, Pantera Capital

Cosmos

推出年份：

2019

一个不断扩展、互联互通的应用与服务生态，为去中心化的未来而建，实现不同区块链之间的互操作。

官网

核心功能

用于构建可相互操作的互联区块链（Zone）的框架，打造“区块链的区块链”。

共识机制

Tendermint（拜占庭容错）

层级

Layer 1

融资总额

融资超过 3 亿美元

投资方

Interchain Foundation, Tendermint Inc.

Base

推出年份：

2023

安全、低成本、对开发者友好的以太坊 L2，致力于将下一个十亿用户带入 Web3。

官网

核心功能

一种 Optimistic Rollup，借助以太坊的安全性，为去中心化应用提供低成本且安全的运行环境。

共识机制

Optimistic Rollup

层级

Layer 2

融资总额

由 Coinbase 支持

投资方

Coinbase

跨链桥与集成工具

Aptos Bridge

推出年份：

2022

官方跨链桥，支持资产在 Aptos 与以太坊之间无缝转移，确认快速、费用低廉。

官网

支持的链与资产

Aptos ↔ Ethereum（支持 APT、USDC、USDT、ETH、WETH 及其他 ERC-20 代币）

融资总额

Aptos Labs 生态的一部分

投资方

Aptos Labs, Jump Crypto, a16z, FTX Ventures, Binance Labs

BNB Bridge

推出年份：

初始版本较早推出（2022 年之前），2022 年升级为 Binance Bridge 2.0，大幅扩展了对代币和链的支持。

官方跨链桥，支持 BNB Chain 与多条区块链之间无缝、高效的资产转移，整合 DeFi 与 CeFi 生态。

官网

支持的链与资产

支持 BNB Chain 与 Ethereum、Arbitrum、Polygon、Avalanche、Base、Linea、Blast 等主要生态之间的转账。资产包括 BNB、BToken（跨链代币的封装版本）、USDT/BUSD 等稳定币及其他支持的代币。

融资总额

该跨链桥本身未披露具体融资

投资方

该跨链桥由 Binance 生态官方支持和运营。

Wormhole

推出年份：

2020 年 10 月推出（最初为黑客松原型），自 2021 年 8/9 月起跨链应用逐步扩大。

通用、模块化的跨链消息与资产桥协议，支持 30 多个区块链网络间的无缝互操作。

官网

支持的链与资产

支持 30 多条区块链，包括 Solana、Ethereum、Aptos、Sui、Avalanche、Polygon 等，可转移 ETH、USDC、NFT 及跨链消息。

融资总额

2023 年 11 月以 25 亿美元估值融资 2.25 亿美元。

投资方

主要投资方包括 Jump Trading、Brevan Howard、Coinbase Ventures、Multicoin Capital、ParaFi、Dialectic、Borderless Capital 和 Arrington Capital。

LayerZero

推出年份：

最初于 2021 年底开发，2022–2023 年开始被广泛采用。

通用、信任最小化的全链互操作协议，专为跨多种区块链的安全、低延迟跨链消息与资产转移而设计。

官网

支持的链与资产

支持众多区块链之间的互操作，包括 Ethereum、BNB Chain、Avalanche、Solana、Aptos、Arbitrum、Polygon、Optimism、TON 等。常见用例包括跨链 ERC-20 代币、NFT 和全链消息。

融资总额

A 轮（2021 年 9 月）：600 万美元；A+ 轮（2022 年 3 月）：1.35 亿美元；B 轮（2023 年 4 月）：1.2 亿美元

投资方

主要投资方包括 FTX Ventures、Andreessen Horowitz（a16z）、Sequoia Capital、Binance Labs、Coinbase Ventures、PayPal Ventures、Tiger Global、Uniswap Labs、Samsung 和 Sotheby’s。

Axelar

推出年份：

成立于 2020 年，主网自 2022 年 1 月下旬起分阶段上线。

去中心化互操作网络，通过统一 API 和无需许可的验证者集合，为数十条区块链提供安全、低延迟的跨链消息与资产转移。

官网

支持的链与资产

连接 50 多条区块链——包括 Ethereum、Avalanche、Cosmos、Polygon、BNB Chain、Aptos 等——支持代币、NFT 和链间消息。

融资总额

A 轮（约 2021 年）：2500 万美元，由 Polychain Capital 领投；B 轮（约 2022 年）：3500 万美元，估值提升至约 10 亿美元。

投资方

主要投资方包括 Polychain Capital、Dragonfly Capital、Binance X / BSC Accelerator Fund、Coinbase Ventures、DCVC、North Island Ventures、Rockaway、Node Capital、Lemniscap、Morningstar Ventures、Blockchange 以及知名天使投资人。

Celer Network

推出年份：

cBridge v1.0 主网于 2021 年 7 月上线，日峰值交易量很快达到 2500 万美元，四个月内跨链资产总额突破 10 亿美元。

非托管、去中心化的跨链桥，支持在 30 多条区块链间快速、安全、低成本地转移 110 多种代币。

官网

支持的链与资产

支持 Ethereum、BSC、Polygon、Arbitrum、Optimism、Avalanche、Fantom、xDAI 等众多链，以及 USDT、USDC、BUSD、ETH、METIS、DODO、IMX 等资产。

融资总额

cBridge 的具体融资未单独公开；不过其母项目 Celer Network 在早期融资轮中融资约 610 万美元。

投资方

获得 Pantera Capital、Signum Capital、Spark Digital Capital 等早期投资方和合作伙伴支持，并获得 Binance Chain 1 亿美元流动性扶持。

不只是币，而是整个体系。

解决方案与价值主张层

风险与流通层

基础层

不只是币，
而是整个体系。